HCLT HOMES FOR SALE
You Choose Your Home, We Help You Buy
When an HCLT homeowner ss their home, the next buyer is able to benefit from the home’s
affordability.
Homes for resale do not receive additional subsidy but other downpayment assistance programs can
be used to purchase the home.
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If you are interested in purchasing an HCLT home, please follow the steps below:
1. Connect with a realtor: Your realtor will reach out to our Associate Director of Real Estate to
request and applicant screener
2. Get a pre-approval from one of HCLT’s approved lenders
3. Complete your HUD Homebuyer Education course
4. Have your realtor submit the fully completed screener to HCLT
5. If you meet the initial requirements, we will contact you to move forward with the eligibility
process.
Make sure to review all the eligibility requirements before your real estate agent submits your
applicant screener to us. If an incomplete applicant screener is submitted or you do not meet the
initial requirements, your application will move to the end of the list of interested buyers upon
resubmission.
If all documents are submitted in a timely manner the entire process from application to closing
should take between 45-60 days.
Your Partner in Purchasing
Here's how Homebuyer Choice Program financial assistance can help make your home purchase more affordable
Are You a Realtor?
Homebuyers must be represented by a licensed realtor when purchasing through the Homebuyer Choice Program. Realtors should familiarize themselves with program requirements using our Realtor Handbook, which contains everything you need to know to effectively guide your client through the homebuying process.
(downloadable PDF)